Net Worth Calculator

Calculate your net worth by adding up all your assets and subtracting your liabilities.

Assets — What You Own

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Liabilities — What You Owe

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Total Assets
$470,000
Total Liabilities
$298,000
Net Worth
$172,000
Assets vs. Liabilities
Assets
$470,000
Liabilities
$298,000
Debt-to-Asset Ratio: 63.4%
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Frequently Asked Questions

What is net worth?▾

Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It's the single best measure of your financial health. A positive net worth means you own more than you owe; a negative one means you have more debt than assets.

What is a good net worth for my age?▾

A common benchmark: by age 30, aim for 1x your annual salary saved; by 40, 3x; by 50, 6x; by 60, 8x; by 67, 10x. However, net worth varies greatly by income, location, and circumstances. Focus on growing your net worth consistently rather than comparing to others.

How can I increase my net worth?▾

Three ways: (1) Increase assets by saving and investing more, (2) Decrease liabilities by paying down debt, (3) Grow existing assets through investment returns. The biggest lever for most people is increasing the gap between income and spending.